The SBA Now Calls Creators Small Businesses. Will a Lender Agree?
The SBA's October 15 guidance puts creator businesses under NAICS 5121. It clarifies a label, not a lending standard. Which code fits, what underwriters check, and what is still open before November...
The Health Insurance Math Every Freelancer Has to Redo for 2027
The ACA subsidy cliff is back at $63,840 for a single person, and the repayment caps are gone. What 2027 open enrollment means for freelancers with variable income, and five levers that move your...
Upwork’s Q3 Shows the Freelance Market Getting Smaller and Richer at the Same Time
Upwork lost 10% of its clients and still grew profit. Its Q3 2026 growth runs through Business Plus, Upwork Now, AI agents and enterprise payroll, and each door filters which freelancers get seen.
Britain Just Tripled Its Side Hustle Tax Allowance. The £3,000 Counts Your Sales, Not Your Profit.
Budget 2026 raises the UK trading allowance from £1,000 to £3,000 from April 2027. The test is gross sales across every hustle, and platforms still report you to HMRC.
What Fiverr’s Q3 Report Admits About Where Freelance Clients Went
Fiverr lost 25.8% of its active buyers and now blames AI search for the drop, warning traffic will fall faster through 2027. What that means for sellers paying a 20% fee.
Should You Post 90-Minute Videos on Instagram Before It Pays for Them?
Instagram is testing Features, a 90-minute horizontal video format, with no revenue share announced. Why to use it for distribution, not as a home for your long-form library.
